Neil

Lifetime mortgages are a popular means for homeowners typically over the age of 55 they can help by releasing some equity in their homes. Thousands of people in the UK already choose this method to help achieve their retirement goals and supplement their retirement income. A lifetime mortgage is a way of borrowing a set amount of money against the value of your home, in the form of a long-term loan, and without the need to move. You continue to own your own home, for the duration of the plan and as long as you are living in it youll also be responsible for keeping your home in good repair. The loan is paid back using the proceeds from the eventual sale of your property. This is usually when you die or have moved into permanent long-term care. The money released can be used for whatever you wish (so long as any outstanding mortgage has been paid off).

We can also cover your Estate Planning needs such as Wills, Power of Attorney and any Pre-Paid Funeral Plans you may require