What we offer here at Intelligent loans:
Residential and commercial bridging finance
Residential refurbishment finance
HMO fundingup to 85 LTV
Development funding
Buy to Let purchases and re-mortgages
Land funding
Commercial Mortgages
Luxury asset finance (watches, paintings & cars etc)
Unsecured business loans
BTLs:
Loans up to 15m available
Rates starting from 2.99 per Annum
Terms from2-35years
75 LTV
First Time landlords
1st and 2nd charges available
Can accept adverse
Can lend to British nationals living abroad
HMO products available from 3.45 per Annum
Ltd Company BTL:
Loans up to 2m available
Rates starting from 2.99 per Annum
Terms from2-35years
75 LTV
1st and 2nd charges available
Can accept adverse
Foreign nationals accepted
Bridging Loans:
Loans up to 50m available (minimum 10k)
Rates starting from 0.49 per month (can be used for refurb)
Regulated terms from 1-12 months
Unregulated terms from 1-24 months
No exit penalties available
LTV up to 80 OMV (typically 75)
1st, 2ndand 3rd charges available
Can accept unlimited adverse (Valuation only products)
Foreign nationals accepted
Commercial Mortgages:
Loans up to 15 million
Rates from 3.54
Terms from 3-25 years
Up to 75 OMV
Development Finance:
Rates between 6.5 - 9 depending on risk profile of the deal
70 NET of Purchase and 100 Build Costs 0.95 pm (experienced)
50 land purchase and 75 build costs 1.1 pm
No early repayment fee /exit fee with most lenders
If land is already owned, we have lenders who fund 100 of the build costin stages
Location: The Maltings East Tyndall Street, Cardiff, CF24 5EA
FCA Registration Number: 710117
Regulations: Our financial services number is 710117.
We are registered at companies house. Our registered address is Intelligent Financing Limited, Unit 6, House 1, The Maltings, East Tyndall Street, Cardiff Bay, CF24 5EA