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Laurence Lait

Intelligent Loans

Intelligent Loans Main Logo
What we offer here at Intelligent loans: Residential and commercial bridging finance Residential refurbishment finance HMO fundingup to 85 LTV Development funding Buy to Let purchases and re-mortgages Land funding Commercial Mortgages Luxury asset finance (watches, paintings & cars etc) Unsecured business loans BTLs: Loans up to 15m available Rates starting from 2.99 per Annum Terms from2-35years 75 LTV First Time landlords 1st and 2nd charges available Can accept adverse Can lend to British nationals living abroad HMO products available from 3.45 per Annum Ltd Company BTL: Loans up to 2m available Rates starting from 2.99 per Annum Terms from2-35years 75 LTV 1st and 2nd charges available Can accept adverse Foreign nationals accepted Bridging Loans: Loans up to 50m available (minimum 10k) Rates starting from 0.49 per month (can be used for refurb) Regulated terms from 1-12 months Unregulated terms from 1-24 months No exit penalties available LTV up to 80 OMV (typically 75) 1st, 2ndand 3rd charges available Can accept unlimited adverse (Valuation only products) Foreign nationals accepted Commercial Mortgages: Loans up to 15 million Rates from 3.54 Terms from 3-25 years Up to 75 OMV Development Finance: Rates between 6.5 - 9 depending on risk profile of the deal 70 NET of Purchase and 100 Build Costs 0.95 pm (experienced) 50 land purchase and 75 build costs 1.1 pm No early repayment fee /exit fee with most lenders If land is already owned, we have lenders who fund 100 of the build costin stages

Location: The Maltings East Tyndall Street, Cardiff, CF24 5EA

FCA Registration Number: 710117

Regulations: Our financial services number is 710117. We are registered at companies house. Our registered address is Intelligent Financing Limited, Unit 6, House 1, The Maltings, East Tyndall Street, Cardiff Bay, CF24 5EA