Les Humphrey

Sterling Welshare based inSouth Wales and ourindependent mortgage advisers provide mortgage and financial advice to first time buyers, people looking to remortgage their homes and landlords with buy to let mortgages. We also provide advice to those looking to release equity from their homes using regulated equity release mortgages. Whether youre a first time buyer looking to purchase your first home, or you are a homeowner looking for the best remortgage rates we can recommend the best product to suit your needs.

We also provide advice to new and experienced landlords seeking buy to let mortgages to start or expand a property portfolio. Here at Sterling, we are dedicated to saving our clients time, money and effort when looking for the best mortgage deals and life insurance quotes. Our team of independent mortgage advisers are on hand to offer you impartial advice and take the hassle out of finding you a mortgage and arranging your life insurance. Whatever your specific requirements, we will be able to help. We are a fully independent brokerage and as a result can offer mortgage and insurance products from the whole of the market, including direct-to-lender products offered by the high street banks. Using a paper-light web-based administration system we aim to deliver a fast, efficient and reliable service. We have a culture that understands what the fair treatment of customers means and these principles are core to our business. We provide a full range of financial advice including life insurance, critical illness cover, income protection cover, estate planning and home and contents insurance. We have a working relationship with a large South Wales Solicitor firm and can introduce our clients to a wide range of services that they offer including property conveyancing.

Why Choose Us? As an independent mortgage adviser, we have access to the whole of the mortgage market available to intemediaries. That means we are able to find the very best mortgage for you from all of those available. Whether you have a small mortgage of 50,000 or a mortgage of 500,000 our experienced whole-of-market advisers will be able to choose the best mortgage to suit your needs. We charge a fee and therefore are not relient on commissions. This means that we can be truely independent and can advise on mortgages that are not generally available to mortgage brokers such as deals offered by HSBC and other lenders than generally are not offered by some mortgage advisers. Were not an anonymous call centre. Your adviser will work with youthroughout the process of getting your mortgage, from the initial fact find appointment to completion.