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Mark Hadfield

Saving-you.com

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Hello,I am a fully CeMAP qualified Financial Advisor with over 14 years of banking and mortgage experience based in Manchester. I have worked for high street banks and also as a self employed advisor helping clients find the right mortgage for them and saving them . Saving-You.com, the umbrella I operate under, has been helping clients since 2001 and has 6 advisors with over 100 years of experience within the industry. I offer no obligation appointments 7 days a week between 9am-8pm I listen first, complete a full factfind and then advise and recommend, just like going to your local bank however it can all be done from the comfort of your own home. Buying a house for the first time can be very overwhelming and stressful. I can take the stress out of this by liaising with your estate agents and solicitors to make the entire process as stress free as possible. Further to your mortgage requirements, I am also qualified to discuss your protection and insurance needs. I also work closely with estate agents and solicitors in the area that can assist you further in the home buying/remortgaging process. If you need anymore help deciding which broker is good for you, please review my testimonials from some of my clients. Mark

Location: 19 Celandine Close, Oldham, OL4 2AY

Qualifications: I am qualified to a CeMAP 123 level and also have the CertRBCB qualification from my banking days. I also have vast knowledge about different levels of protection and home insurance to ensure, that if the worst should happen, you are fully protected. Nobody wants to pay for insurance, until you need it. I provide you with all the information and recommendation for you – Good, honest advice.

FCA Registration Number: 432444

Regulations: There is a regulator that makes sure we do a good job. They are called the Financial Conduct Authority and our number is 432444. You can find our registration here: https://register.fca.org.uk/shpo_firmdetailspage?id=001b000000MfcQvAAJ We also hold a consumer credit and data protection licence. Carma UK LTD t/a Saving-you.com act as a credit broker and not a lender. The Financial Conduct Authority do not regulate most Buy to Let Mortgages. Saving-You.comis a trading style of Carma UK Ltd which is an appointed representative of Personal Touch Financial Services Ltd which is authorised and regulated by the Financial Conduct Authority. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE Carma UK Ltd t/aSaving-You.comare not authorised through Personal Touch Financial Services Limited to provide advice on Commercial Mortgages. However we can direct our customers to an authorised third party who can assist youin this area. We charge a fee for mortgage advice. A fee of 99 payable at the outset and a further fee of 300 payable on production of the mortgage offer.

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