Alan Overy

With so many people deciding to set up their own businesses, lenders have needed to become more flexible when it comes to mortgage lending criteria. The good news is that this means there are an increasing variety of options when it comes to getting a mortgage if you’re self-employed or a contractor. Unfortunately, this also means there’s a lot of misinformation out there regarding mortgages for self-employed people and it’s not always easy to find the real facts. At Mortgage Vision Ltd we’ve helped lots of small and micro-business owners and contractors find the right mortgage deal, so here are some of the questions we’re commonly asked, along with the answers of course! As with all things mortgage-related, these are only a guide and should not be taken as financial advice. So if you’re self-employed or a contractor looking for a mortgage then please get in touch to see how we can help. Your home or property may be repossessed if you do not keep up repayments on your mortgage. There will be a fee for mortgage advice which will depend on the amount you are looking to borrow, your requirements and circumstances. Our fee is typically 495 and we may also receive commission from the lender. The Financial Conduct Authority does not regulate some aspects of buy-to-let mortgages.