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Alon Bentley

Helping Hand Financial

Helping Hand Financial Main Logo
About Helping Hand Financial It is of the utmost importance to us that our clients have faith inour knowledge and experience but also in us as people. We believe that,just like in any good relationship the key ingredient that has to be present is TRUST. As a Financial Services company there is a wealth of industry informationavailable to you. However, what sets us apart from everyone else is thehigh level of integrity that we pride ourselves on. Each and every clientwill be treated with respect and fairness as if we were writing our own Mothers mortgage or protection policies. Just like our name says, were here to give you a Helping Hand with yourfinances Where possible well keep the stress out of the situation for youand treat you with the courtesy you deserve. Thank you for your custom. Al Bentley Helping Hand Financial

Location: Bakehouse Mews 23b Market Hill, 1st Floor, Rothwell, NN14 6AD

Qualifications: Our advisers have been working in financial services since 2003. They have cultivated their skills by working for large High Street lenders such as Nationwide Building Society and HSBC Bank PLC. You will receive mortgage advice from CeMAP qualified advisers and have the reassurance that we are covered by the FSCS – Financial Services Compensation Scheme. You may be entitled to compensation from the scheme if we cannot meet our obligations. This depends on the type of business and the circumstances of the claim.

FCA Registration Number: 771159

Regulations: Mortgages Whose products do we offer? We can access a range of mortgages from over 50 of the UKs best-knownlenders including some exclusive offers available to us through out network Openwork. If you are purchasing a property with the help of a shared equity loan,our advice will also cover the shared equity second charge. If you need asecond charge mortgage we will refer you to specialist finance company whowill be able to advise you. Which service will we provide you with? We will advise and make a recommendation for you on a first chargemortgage after we have assessed your needs.You may request an illustration from us for any regulated mortgagecontract we are able to offer you whenever we provide you withinformation specific to the amount you want to borrow followingassessment of your needs and circumstances. Alternative finance options. If you are looking to increase borrowing secured on a property that youalready have a mortgage on, the following alternative finance optionsmay be available and may be more appropriate: A Further Advance from your existing lender A Second Charge An Unsecured Loan Openwork does not offer advice on Unsecured Lending or SecondCharges. What will you have to pay us for our services? A maximum fee of 350.00 is payable on submission of your mortgage application.We will also receive commission from the lender. If youd like to know the range of commission payable from our lenders,please ask me for a list. You will receive an illustration when consideringa particular mortgage, which will tell you about any fees relating to it. Itis important that you read and understand the illustration. Our refund policy for mortgage fees. If we charge you a fee and your mortgage does not go ahead, you willreceive no refund. This is also the case if you decide not to proceed with the purchase, the sale fallsthrough or if your application is declined by the lender. If further advice is required on an additional property a new Mortgage Advice Fee may be payable. Who regulates us? We are an appointed representative of OpenworkLimited, Washington House, Lydiard Fields, Swindon,SN5 8UB, which is authorised and regulated by theFinancial Conduct Authority. Openwork LimitedsFinancial Services Register number is 408285. Helping Hand Financials FCA number is 771159. Insurance Whose products do we offer? We can offer products from a carefully assembled panel of insurers for life assurance, critical illness cover, income protection,buildings and contents insurance, and accident, sickness andunemployment insurance. Ask us for a list of insurers we offerinsurance from. We can only offer products from MetLife UK for cash lump sumaccident protection. Which service will we provide you with? We will advise and make a recommendation for you after wehave assessed your needs. What will you have to pay us for our services? There is no fee for protection insurance advice.You will receive a quotation which will tell you about any other feesrelating to any particular insurance policy.For whole of life and term pure protection insurance (life and criticalillness cover) we are paid by commission from the insurer. The amount of commission will bedisclosed separately should you purchase one of these protectionproducts.

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