John Charcol
Northam Road
SO14 0PF
What We Do...
  • Commercial Mortgages

  • First time buyer Mortgages

  • House Move or Re-Mortgage

  • Buy to Let Mortgages

About John Charcol

John Charcol is one of the UK’s leading, award-winning and industry recognised mortgage brokers giving expert personal advice in Southampton and surrounding areas. Our expert advice and personal approach has gained us dedicated loyal customers that are still with us since we started in 1974.




We have built strong relationships with the major lenders and providers, working hard to ensure we get the right solutions for our customers. We aim to work with you in a friendly, approachable manner without the jargon.




Don’t take our word for it! Read what our customers think at




All our financial advisers are fully qualified, accredited and experienced. We pride ourselves in our friendly and professional approach, giving advice both over the phone and in person.




Experience & Qualifications

IFS (Institute of Financial Services) CIB Level 3 Certificate in Mortgage Advice and Practice awarded to Benjamin Daniel Larkin.




IFS (Institute of Financial Services) Certificate in Mortgage Advice and Practice awarded to Peter Thomas Williams.




British Mortgage Awards 2011, Broker of the Year awarded to Ben Larkin.




British Mortgage Awards 2014, Buy to Let awarded to Paul Elliott




British Mortgage Awards 2015, General Insurance awarded to Kiran Roath








THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.  John Charcol is a trading name of John Charcol Limited and its Appointed Representatives. John Charcol Limited is authorised and regulated by the Financial Conduct Authority. The Financial Services Register number is 665649. Registered in England No. 9157892. Registered office address for John Charcol Limited is 5th Floor, Cutlers Exchange, 123 Houndsditch, London, EC3A 7BU. The FCA does not regulate some investment mortgage contracts. Calls may be recorded for training and monitoring.





















Although apprehensive initially, when I googled John Charcol for my Re-Mortgage, the immediate response I got was quite reassuring and welcoming without pressure. From the start I found the staff quite knowledgeable, quick and patient and also competent. Right throughout the long process all staff seemed to kept informed and were able to deal with my case and keep me informed right through to the end. I would like to say “Thank you” to them all for a job well done and would have no hesitation to recommend John Charcol to others for their Mortgage needs.

- Anthony

Brilliant service, with helpful staff.Managed to sort a mortgage to my preference where other mortgage companies could not.Will recommend to anybody seeking a mortgage.A+++

- Michael

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