Ben Richards

Karrek Chartered Financial Planners


9 Hilgrove Rd

Ben Richards

Karrek Chartered Financial Planners

We are a family owned & ran business -covering all your Financial needs – from Mortgages to Life Cover , Critical illness through to savings / investments & pensions . We look to build lasting relationships with out clients over many years – helping & protecting their families & finances.

We are a chartered firm of financial planners. This means we have satisfied rigorous criteria relating to professional qualifications and ethical good practice.

It means that you can be confident that you are dealing with one of the UK’s leading firms, who are wholly committed to providing you with the best possible advice, service and support.

Here at Karrek Financial Management Ltd we provide a wide range of services to individuals, small businesses and larger corporate institutions.

We serve many thousands of clients all over the country. Our clients have access to our specialist trained advisors and have been helped to fulfil and protect their needs and aspirations. We are proud to offer a comprehensive range of financial planning solutions which we tailor to suit the individual needs of our clients.


What we do...

  • Commercial mortgages

  • First time buyer mortgages

  • House move or re-mortgage

  • buy to let mortgages

Experience & Qualifications

Myself 15 years experience in Financial services.  Working for both private brokers & the retail banking sector

Ben holds a degree in Business & Financial Economics. He also holds both his full IFS Certificate in Mortgage Advice & Practice (2004) and IFS Certificate in Financial Advice & Planning (2012).

ifs Level 3 Certificate in Mortgage Advice and Practice (CeMAP®)
ifs Level 3 Certificate in Financial Administration and Planning (CeFAP®)

3 other advisers with +25 years experience ( 2 regulated COB advisers ) – Dip FA & Chartered qualified.


Customer Testimonials

Vicky Hanks - March 2015 - All I can say is don't go anywhere else for financial advise!! Ben is professional, trustworthy, efficient and gives an excellent personal service. Thank you Ben for your help!

Maria Buck - Oct 2014 - Best service you could get! 100% informed all the way, and guided through what is a very daunting and confusing time for first time buyers. Would highly recommend.

Matthew Duncan IFA - Sept 2013 - I worked with Ben a few years ago and consider him a very professional and trustworthy individual. I would definitely recommend him as your mortgage & protection adviser.

Becky Ann Parry - Nov 2014 - I've had Ben sorting my insurances the last couple of years and can honestly say hes fantastic at his job and answers all your questions and worries just in the way you would want. Friendly, lovely man :)


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