About The Mortgage Explorer
The Mortgage Explorer is an independent whole of market mortgage broker. The owner Louis d,Espagnac’s motto is ““We are committed to making every disposable penny of every client (whether employed or self employed) in the UK work for them 24 hours a day”
The company was set up in 1999 and has been helping professional clients (dentists,doctors,vets and other self employed professionals) with their mortgage needs with Louis working in conjunction with the client’s accountants to understand their tax position to maximise their situation.
In addition the company has also assisted local clients with straightforward house purchase/remortgage and also those looking to help with their pension planning or investment portfolio by owning buy to let properties to rent out.
The team at the Mortagage Explorer are focused on the client and the service and communication they receive from the initial consultation,application to offer to completion of the mortgage. We also ensure we conduct regular reviews for the clients of their situation (e.g when a fixed rate product term is coming to an end).
I also work to this ethos and have seen the referrals existing clients pass onto Louis because they are happy with the solutions and service and the understanding of their position and am looking forward to continuing his hard work in helping clients having also come from a similar background helping IT clients (contractors) with experience both in the broker market and the corporate environment (HSBC ,Nationwide).
Experience & Qualifications
I have been a mortgage adviser for about 20 years (same age as my eldest daughter!) and as described I have experience in both local mortgage broker firms and the corporate environment but I know from experience I am most comfortable working in an environment where clients (can) become friends and I am able to offer honest and trusted advice in plain English (non jargon) way with the ability to select products for both mortgages and protection from the whole of the market and therefore feel truly independent.
I also feel extremely satisfied when I see the client move into their dream home or save money (via a remortgage or debt consolidation) via a mortgage that I have advised and recommended or they say they feel more secure about their financial position by wanting to proceed with a recommendation I have made for life/critical illness cover or income protection.
I am CeMap qualified and hold a Diploma in Financial Regulated Protection.
The company is Directly Authorised by the FCA (registration number 400597) and works with Paradigm mortgage club who assist us with any complex enquiries,inform us of changes in the market place and can give us guidance (if needed) in any matter whether mortgage or protection related.
“Wow! We still can’t quite believe it… I don’t think we’ll feel it’s really happening until we’ve got the keys in our hands!
Thank you so much for your commitment to making this happen for us. You have gone above and far beyond the call of duty to resolve the problems we’ve encountered, for which we are truly grateful. “
“Excellent advice and support from the whole team. They were efficient throughout “and I am in no doubt we would not have got such a great mortgage without them! We would most definitely use them again and we recommend them to anyone buying a property.”