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Carol Brown

First Choice Mortgage Co

First Choice Mortgage Co Main Logo

We are delighted to announce our new Mortgage Suite is open. We can meet, have a coffee and biscuit and discuss your requirements fully. With over 26 years experience working in the mortgage and protection market, more recently the last 14 owning and running First Choice Mortgage Company, formally, Your First Mortgage Company, I provide clear honest and ethical independent mortgage advice for mortgages from your first to last and all that's in between. Before any application, I offer at my expense, a Mortgage Feasibility Review where I consider your current financial situation, your aims and objectives, your budget and show you the feasibility of achieving those objectives. The Report contains real time research and sets out full details of the mortgage including the benefits and all costs, e.g. set up fees payable to the lender, and forms the basis for going forward. All this is at my cost. Only on application, do we charge our one off Advice, Research and Recommendation fee of £395.00. The Feasibility Review approach resulted in 98.23% of all mortgage applications being successful in 2021, the smallest loan being £57,000, the largest £2,571,000. I am very proud to be involved in personal life events, whether working with first time buyers taking their first steps on the 'housing' ladder, home movers and through to the older generation, helping them to improve their later life experience with a lifetime mortgage. If you are in the unfortunate position of separating or divorcing, I can help in this area also. With every mortgage we arrange, we undertake a complimentary Financial Protection Review to show how you and your family can be financially secure in the event of long term or critical illness, premature death or loss of income. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP YOUR MORTGAGE PAYMENTS Fees: Mortgages - £395 on application of a Decision in Principal we may also be paid a commission from the provider Second Charge Loans - £500 on application, we may also be paid a commission from the provider Equity Release - £500 on application - £500 on offer of loan we may also be paid a commission from the provider Commercial mortgages - £500 on application of a Decision in Principal we may also be paid a commission from the provider Protection Reviews: - £0.00 We may be paid a commission from the provider CDB Financial Services Limited t/a First Choice Mortgages is an appointed representative of HL Partnership, which is authorised and regulated by the Financial Conduct Authority CDB Financial Services Limited is registered in England and Wales with company number 10841446. Registered Office: 14 Magpie Close, Thatcham RG19 3RZ.

Location: Queen Anne House, 35 Oxford Street, Newbury, RG14 1JG

Qualifications:

Cert PFS Cert CII (MP & ER) First Time Buyers Home movers Lifetime Mortgages (Formerly Equity Release) Remortgages Buy to Let Let to Buy Commercial Loans Second Charge Loans Life Insurance Critical Illness Cover Income Protection Accident Sickness and Unemployment cover Wills

FCA Registration Number: 967202

Regulations: YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP YOUR MORTGAGE PAYMENTS Fees: Mortgages 395 on application. We may also be paid a commission from the provider Equity Release 500 on application 500 on offer of loan. We may also be paid a commission from the provider Protection Reviews: 0.00. We may be paid a commission from the provider Your First Mortgage Co. is a trading style of Hopwood Ash Limited Registered Office: Queen Anne House, 35 Oxford Street, Newbury, Berkshire RG14 1JG Registered in England No 4084369 Hopwood Ash Limited is directly authorised and regulated by the Financial Conduct Authority

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