Your First Mortgage Company
35 Oxford Street
Queen Anne House
RG14 1JG
What We Do...
  • Commercial Mortgages

  • First time buyer Mortgages

  • House Move or Re-Mortgage

  • Buy to Let Mortgages

About Your First Mortgage Company

With over 14 years experience working in the mortgage and protection market, more recently the last 9 owning and running Your First Mortgage Company, I provide clear honest and ethical independent mortgage advice.




Before any application, I offer at my expense, a Mortgage Feasibility Review where I consider your current financial situation, your aims and objectives, your budget and show you the feasibility of achieving those objectives.   The Report contains real time research and sets out full details of the mortgage including the benefits and all costs, e.g. set up fees payable to the lender, and forms the basis for going forward.   Only on application, do we charge our one off fee of £350.00.




The Feasibility Review approach resulted in 97.5% of all mortgage applications being successful in 2015, the smallest loan being £49,000, the largest £1,350,000.




I am very proud to be involved in personal life events, whether working with first time buyers taking their first steps on the ‘housing’ ladder, home movers and through to the older generation, helping them to improve their later life experience.




A very sensitive area where I also offer help is to those who are going through the turmoil of divorce or separation.




With every mortgage we arrange, we undertake a complimentary Financial Protection Review to show how you and your family can be financially secure in the event of long term or critical illness, premature death or loss of income.












Experience & Qualifications

Cert PFS Cert CII (MP & ER)













First Time Buyers


Home movers




Buy to Let


Let to Buy


Commercial Loans


Second Charge Loans


Life Insurance


Critical Illness Cover


Income Protection


Accident Sickness and Unemployment cover


Private Medical Insurance










Fees: Mortgages – £350 on application. We may also be paid a commission from the provider


Equity Release – £500 on application – £500 on offer of loan. We may also be paid a commission from the provider


Protection Reviews: – £0.00. We may be paid a commission from the provider








Your First Mortgage Co. is a trading style of Hopwood Ash Limited


Registered Office: Queen Anne House, 35 Oxford Street, Newbury, Berkshire RG14 1JG


Registered in England No 4084369


Hopwood Ash Limited is directly authorised and regulated by the Financial Conduct Authority





Carol Brown provided the most fantastic service ever - over and above what anybody could reasonably have expected.
- Greg



Carol has helped me with my own personal mortgage and also several buy to lets over the years. She has also found me critical life cover and employment cover. Carol has always gone that extra mile to resolve any issues which arise to get the end result desired. I would not consider going to anyone else.
- Catherine

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