About Caroline Raxworthy Ce-Map
I offer individual tailored mortgage solutions for clients. For standard mortgages I do not charge consultancy fees, instead I am paid directly from the lender. I am part of a large premier network who has access to unique products and rates not available on the high street. I have over 20 years experience in the mortgage sector and can help you purchase your home or investment.
I specialise in non standard cases. If you have unusual income streams or are Self Employed, contracting or contracting on zero hours, this is simply not a problem. If you work for the Armed Forces, Police Force or Fire Services, I know where I can place your mortgage. Should you need to consolidate debt, downsize or move your mortgage but your income or circumstances have changed, please get in touch. Need to place a mortgage in UK but you are based Off Shore, I have contacts within UK and Offshore and know lenders that can assist you.
I make long standing relationships because I can place your mortgage with the correct lender and know what information will be required to enable to swift decision. My clients trust me and know I have their best interests at heart. I will ensure I am fully aware of all of your priorities so the mortgage is suitable for you now and in the future.
Experience & Qualifications
I am Fully Ce-Map qualified and have been for many years.
I have over 20 years experience in the mortgage sector. I have worked for Santander and Natwest Private Banking, Business and Commercial, covering areas of Essex and London offering Senior Mortgage Advise.
I have worked in Validation and Underwriting so I know how underwriters think, what they require and how present your information with lenders. I worked for Affluent Clients for over 10 years so can easily deal with unusual income streams, bonus and contracts and know how to position this with Lenders.
I am part of the TMA Premier Panel.
I am an Appointed Representative and Authorised and Regulated by the Financial Services Authority, under SJC Financial Planning. SJC Financial Planning is an Appointed Representative of Top House Mortgage Solutions Ltd, FCA Reference number 484706.