About Finace Advice Centre
Whether you’re looking for Whole of Market Mortgage Advice, Loan Advice or Insurance Advice, you’ve come to the right place. I believe I can help you with pretty much all of your Mortgage, Loan and Insurance needs. I especially like the challenge of placing difficult cases that others can’t.
If that’s not enough, Being able to give ‘Whole of Market’ Mortgage Advice simply means that, as a mortgage advisor you have access to a wide range of banks, building societies and insurers in the UK. However, just because a mortgage advisor has access to the Whole of Market, doesn’t mean that they necessarily have the right knowledge or expertise to be able to give you the right Mortgage Advice and therefore the best products. This is where working with Finance Advice Centre is very different. I am trained with specialist complex cases in mind. No matter how challenging your situation is if there is a solution I will do everything i can to find it for you!
One example is if you’re trying to get a mortgage but have only just started a new job. Many lenders will require you to have been working in that role for a set amount of time. Having access to the Whole of Market wouldn’t necessarily mean that. A lot of “Whole of Market” advisors only deal with a panel of lenders who pay them the most commission. I am different in this respect as well. We will always strive to find you the best possible Mortgage, Loan or Insurance product available and ensure you get the best deal regardless of how much commission we gain. I pride myself on going the extra mile. I do this to make sure our clients get the best possible advice every single time.
If you need some Mortgage Advice, Loan Advice or Insurance Advice please get in touch. I would love to help you. You can call me, leave me a message or even meet us face to face.
All initial advice is under absolutely no obligation and is free of charge. After assessing your situation during your free initial consultation, depending on the nature and complexity of your case, we may even be able to help you through the entire process without it costing you anything. However, if we are going to charge any fees, you will always know exactly what they are before you apply. I firmly believe in “treating customers fairly”. This is making sure you get first class customer service every step of the way!
Your initial mortgage consultation is always free of charge. Depending on the size of your mortgage there may be a fee for our mortgage advice and arrangement service, which will be discussed and agreed before you make a mortgage or loan application. A typical fee on first charge mortgages is £250 and will never be more than 3% of the mortgage amount. On secured loans/second charge mortgages you will never be charged more than 10% of the loan amount.
Experience & Qualifications
Finance Advice Centre Ltd is an Appointed Representative of Finance Advice Group Ltd, which is authorised and regulated by the Financial Conduct Authority under number 624517 in respect of mortgage, insurance and consumer credit mediation activities only.
The Financial Conduct Authority does not regulate some forms of Mortgages and Loans, including most types of Buy to Let mortgages and also Limited Company lending.
The pending feeling of apprehensionon about swapping mortgage lenders was soon put to rest once Chris Bailey took on my account. From the initial contact on the 9th June 2017, I am today on the 30 June in receipt of an accepted, healthy new mortgage along with improved financial circumstances. The attention to detail and personalised service paid to my financial needs have been impeccable. Documents were brought to me at work to sign during my lunch break and constant updates were provided, along with reassurancee. I am highly recommending the services of Chris Bailey to anyone thinking of a first time buy home or remortgage.....don't go anywhere else!!! This has made a huge difference to my life and I am so happy!!! Thank you so much!!!!
- Niki Hill