About Joanne Ramsden Financial Solutions
Joanne Ramsden Financial Solutions is a lifestyle choice for our clients looking to streamline their finances.
From house moves, property investment, first time buying or life-style protection, let us be your first port of call.
Why? Well, with more than 20 years experience in providing a first class financial service in major banks and building societies across the north west, our proven expertise is second to none.
Working independently for the past six years, we now confidently offer a comprehensive service, from assessing affordability and matching your requirements with lenders’ criteria to securing the very best market rate for your mortgage, all backed by a water-tight financial report. A fee of £295 is payable on application and is non refundable. We will also be paid commission from the provider.
If its life cover you need, then we deliver a full review package for personal and business needs and chose protection products from a selected panel of providers
Your home may be repossessed if you do not keep up repayments on your mortgage
Experience & Qualifications
I started my career in Financial Services in 1989, enjoying over 14 years with 2 “high street” banks advising clients on their specific products,gaining the accreditation to achieve Financial Adviser status and assessing mortgages for lending approval.
With the experience and knowledge I had gained by 2008 I knew the time was right for me to become a Financial Adviser, specialising in mortgages and with access to whole the market place. I felt this enabled me to provide a much more relevant service to my clients removing the leg work for them having to check for the rates and products available to them and comparing each mortgage and lender.
The technology I use allows me to search the whole of the market from the comfort of my office.My regular meetings and correspondence with lenders keeps me up to date with their service levels, rates and criteria.Combine all of this with my experience and knowledge of the market place and I am well equipped to find the most suitable product available and my understanding of my clients current and future position enables me to make a recommendation on the most appropriate financial route for them to achieve their goals.
I began been advising clients in all areas of personal protection since 1997 and expanded this to offer business and personal protection advice form a selected panel of providers on a fully advised basis.
‘Choose a job you love, and you will never have to work a day in your life.’ Financial Advice is my passion.
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