Joanne Ramsden

Location: Bolton

Qualifications: About us I started my career in Financial Services in 1989, enjoying over 14 years with 2 “high street” banks advising clients on their specific products,gaining the accreditation to achieve Financial Adviser status and assessing mortgages for lending approval. With the experience and knowledge I had gained by 2008 I knew the time was right for me to become a Financial Adviser, specialising in mortgages and with access to whole the market place. I felt this enabled me to provide a much more relevant service to my clients removing the leg work for them having to check for the rates and products available to them and comparing each mortgage and lender. The technology I use allows me to search the whole of the market from the comfort of my office.My regular meetings and correspondence with lenders keeps me up to date with their service levels, rates and criteria.Combine all of this with my experience and knowledge of the market place and I am well equipped to find the most suitable product available and my understanding of my clients current and future position enables me to make a recommendation on the most appropriate financial route for them to achieve their goals. I began been advising clients in all areas of personal protection since 1997 and expanded this to offer business and personal protection advice form a selected panel of providers on a fully advised basis. ‘Choose a job you love, and you will never have to work a day in your life.’ Financial Advice is my passion.

FCA Registration Number: 624106