Intelligent Loans
Location:
The Maltings
East Tyndall Street
CF24 5EA
Cardiff
Wales
What We Do...
  • Commercial Mortgages

  • First time buyer Mortgages

  • House Move or Re-Mortgage

  • Buy to Let Mortgages

About Intelligent Loans

 What we offer here at Intelligent loans:

Residential and commercial bridging finance
Residential refurbishment finance
HMO funding up to 85% LTV
Development funding
Buy to Let purchases and re-mortgages
Land funding
Commercial Mortgages
Luxury asset finance (watches, paintings & cars etc…)
Unsecured business loans

BTL’s:

Loans up to £15m available
Rates starting from 2.99% per Annum
Terms from 2-35 years
75% LTV
First Time landlords
1st and 2nd charges available
Can accept adverse
Can lend to British nationals living abroad
HMO products available from 3.45% per Annum

Ltd Company BTL:

Loans up to £2m available
Rates starting from 2.99% per Annum
Terms from 2-35 years
75% LTV
1st and 2nd charges available
Can accept adverse
Foreign nationals accepted

Bridging Loans:

Loans up to £50m available (minimum £10k)
Rates starting from 0.49% per month (can be used for refurb)
Regulated terms from 1-12 months
Unregulated terms from 1-24 months
No exit penalties available
LTV up to 80% OMV (typically 75%)
1st, 2nd and 3rd charges available
Can accept unlimited adverse (Valuation only products)
Foreign nationals accepted

Commercial Mortgages:

Loans up to £15 million
Rates from 3.54%
Terms from 3-25 years
Up to 75% OMV

Development Finance:

 

Rates between 6.5% - 9% depending on risk profile of the deal
70% NET of Purchase and 100% Build Costs – 0.95% pm (experienced)
50% land purchase and 75% build costs – 1.1% pm
No early repayment fee /exit fee with most lenders
If land is already owned, we have lenders who fund 100% of the build cost in stages

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