Hello, I am a fully CeMAP qualified Financial Advisor with over 14 years of banking and mortgage experience based in Manchester.
I have worked for high street banks and also as a self employed advisor helping clients find the right mortgage for them and saving them £££.
Saving-You.com, the umbrella I operate under, has been helping clients since 2001 and has 6 advisors with over 100 years of experience within the industry.
I offer no obligation appointments 7 days a week between 9am-8pm
I listen first, complete a full factfind and then advise and recommend, just like going to your local bank however it can all be done from the comfort of your own home. Buying a house for the first time can be very overwhelming and stressful. I can take the stress out of this by liaising with your estate agents and solicitors to make the entire process as stress free as possible.
Further to your mortgage requirements, I am also qualified to discuss your protection and insurance needs. I also work closely with estate agents and solicitors in the area that can assist you further in the home buying/remortgaging process.
If you need anymore help deciding which broker is good for you, please review my testimonials from some of my clients.
Experience & Qualifications
I am qualified to a CeMAP 123 level and also have the CertRBCB qualification from my banking days.
I also have vast knowledge about different levels of protection and home insurance to ensure, that if the worst should happen, you are fully protected.
Nobody wants to pay for insurance, until you need it. I provide you with all the information and recommendation for you – Good, honest advice.
There is a regulator that makes sure we do a good job. They are called the Financial Conduct Authority and our number is 432444.
You can find our registration here:
We also hold a consumer credit and data protection licence.
Carma UK LTD t/a Saving-you.com act as a credit broker and not a lender. The Financial Conduct Authority do not regulate most Buy to Let Mortgages.
Saving-You.com is a trading style of Carma UK Ltd which is an appointed representative of Personal Touch Financial Services Ltd which is authorised and regulated by the Financial Conduct Authority.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
Carma UK Ltd t/a Saving-You.com are not authorised through Personal Touch Financial Services Limited to provide advice on Commercial Mortgages. However we can direct our customers to an authorised third party who can assist you in this area.
We charge a fee for mortgage advice. A fee of £99 payable at the outset and a further fee of £300 payable on production of the mortgage offer.
My circumstances and poor credit file due to an unfortunate situation left me doubting if I would ever get a mortgage. I was referred to Mark Hadfield because of his vast knowledge and experience in this sector. I gave Mark a difficult situation to deal with and also a time limit of being out of my rental property. As a first time buyer me and my partner wanted to deal with someone that we could trust and that could explain the process...I couldn't have found more of an understanding advisor if I had tried. Professional yet very personal with home visits and a duty of care with his phone calls updating us on every step. Mark came back with a mortgage that was cheaper than my rental property even with my credit file not up to standard! On top of that he helped me achieve of moving out of my rental property in quick succession. Thanks for everything Mark. You made everything stress free and felt in a short period of time you had become part of the family. Don't worry I will now take you off my speed dial list...
- Paul Murray
I cannot recommend Saving You highly enough. Mark has been nothing short of magnificent for us during the process of finding a mortgage, the guy really went above and beyond the call of duty. When all seemed lost he didn't give up and knew there was a mortgage out there for us, to the point where he was even devoting the midnight hour of a day on holiday to help us. Nothing was too much for him, I'm utterly thrilled we found his expertise. It is evident that it is an ethic that runs through the company, as Steve also helped us when we desperately needed some advice at about 3am Mark's time that day. The estate agency we had to deal with for our property purchase were potentially the most awkward and difficult people it is possible to encounter, and had we not had saving you on our side, I'm not sure we would be getting the keys in 2 days time. Mark, and saving you, have been an utter pleasure to deal with, to the point where I would now consider Mark a friend, and will certainly be returning for further business in the future. You will never, ever regret enlisting their help for easily the most difficult procedure you'll go through as a novice. They're still there for you with advice and service even after you're all paid up (which is a bargain by the way), helping you with the next step. Outstanding customer service. Thank you for everything, from me and Kirsty, we could not have done this without you.
- Richard Ashworth-Lord