About Jem Mortgages
We are an small mortgage brokerage working throughout the United Kingdom. We believe that every customer should get the same level of dedication and care no matter what the enquiry, as without you, we cannot exist. As we are not a big corporate firm, we are not targeted on the amount of business we produce, which means that we ensure that with every enquiry we receive no stone is left unturned. This gives you the assurance that should you take any mortgage product or a protection policy through us, you will have the most suitable solution.
We are not restricted with our choice of lenders as we are a directly authorised firm which means we have access to the majority of banks and building societies throughout the UK and we have partnered with a select group of protection providers who offer some of the most comprehensives policies in the market.
Finally between us we have over 50 years industry experience, so you can be sure that you are in safe and capable hands when it comes to our knowledge and expertise in the market.
Experience & Qualifications
I started my career in corporate estate agencies where I gained my qualifications in mortgage advice through the Charted Insurance Institute. This means I understand the pressures that are put upon house buyers to see internal brokers and understand the rules that govern estate agents and their practices. From here I moved to an independent brokerage with whole of market mortgage & protection offerings and since working in a independent environment I have gained experience dealing with the ‘out of the ordinary’ enquiries. I believe that my experience in the market allows me to place most mortgages and if I don’t know the answer, you can rest assured that I will find out. So if you are first time buyer looking at your options, have adverse credit, non standard income or the property is of non standard construction please get in touch.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP THE REPAYMENTS ON YOUR MORTGAGE.
All initial consultations are free, however a broker fee of up to £995 may be chargeable with a proceeded application.
Jem Mortgages, whom operate as a partner of Clever Mortgages, are a trading name of Financial Makeover Limited, a limited company registered in England and Wales with registered number 6111701. Registered Office: Kempton House, Kempton Way, PO Box 9562, Grantham, Lincolnshire NG31 0EA. Financial Makeover Limited is authorised and regulated by the Financial Conduct Authority (Financial Services Register number: 706595).