Howard Financial Management Limited
2b Church Street
What We Do...
  • Commercial Mortgages

  • First time buyer Mortgages

  • House Move or Re-Mortgage

  • Buy to Let Mortgages

About Howard Financial Management Limited

At HFM we take the time to listen to our clients, to understand where they have come from, and where it is that they want to go. Once we have a firm understanding of what our clients wish to achieve we help them to draw up a “road map” to give them the maximum chance of reaching their goals. Of course, life very rarely goes to plan, therefore we are committed to helping our clients review their “road map” on a regular basis and suggest any changes that may be required.

We are able to assist you with the following;

Residential Mortgages
Investment Mortgages
Commercial Mortgages
Equity Release
Life and Critical Illness Insurance
Income Protection
Inheritance Tax Planning
Capital Gains Tax Planning


Experience & Qualifications

Chris Howard has been in Financial Services since 2001, establishing Howard Financial Management in March 2008. Chris holds the Mortgage Advice Qualification along with the Equity Release licence.

Our pension and investment adviser is Stuart Plowes who has been in Financial Services since 2005 and holds the Diploma in Financial Planning.



Howard Financial Management Ltd is an Appointed Representative of Timeline Wealth Management Limited, which is authorised and regulated by the Financial Conduct Authority.


Chris provided me with financial advice when requiring a new mortgage after a change in my personal circumstances. He was very professional, provided relevant advice and guidance, clearly understood the market place and was able to make a recommendation which I could understand. Chris provided regular updates on progress and kept me informed at all times which allowed for my attention to be focused on other tasks.
- Mrs Charmin

Chris provided me with financial advice towards the end of 2013. He was very professional, clearly understood the market place and was able to make a recommendation which I could understand (not necessarily a skill that all financial advisors possess) and was exactly suited to my needs.
- Mr Hill

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