Eunisure Financial Ltd
49 Meads Lane
Eunisure Financial Ltd
In contrast, if you go directly to a high street mortgage lender, don’t take advice, and then end up with a mortgage that later becomes unaffordable, you’ve only yourself to blame.
A mortgage broker is qualified
There’s an awful lot to choosing the right mortgage. It’s not as simple as just the cheapest fixed or tracker rate mortgage you can find!
Mortgage brokers have to be qualified to give you mortgage advice – a lot of call centre and branch staff aren’t qualified to give advice. That said the branch will often be able to arrange an appointment with one of their mortgage advisers.
We are on your side
An independent mortgage broker will look for the best mortgage for you. They aren’t on the lender’s side, they’re on yours!
We know the industry
Mortgage criteria has tightened massively over the past few months, never mind years. But a mortgage broker deals with lenders on a day-to-day basis. They know which lenders can process your application without unnecessary delays.
They also know the background criteria that a lender has and can bring this experience to bear when advising you and processing your application. Because a mortgage broker might put a lot of business to a particular lender in a year, they can exert influence and chase things in a way you just can’t do by yourself.
It’s not just about the mortgage
A mortgage broker won’t just advise you about your mortgage. They will also look at any related life insurance, payment protection and even buildings and contents insurance you have.
They will recommend insurance based on your new mortgage arrangements to make sure you are fully protected in the event of:
•Critical illness (such as cancer, heart attack or stroke)
Eunisure Financial Limited is an appointed representative of Intrinsic Mortgage Planning Limited, which is authorised and regulated by the Financial Conduct Authority. Intrinsic Mortgage Planning Limited are entered on the FCA register (http://www.fca.org.uk/register/) under reference 440718.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Some buy to let mortgages are not regulated by the Financial Conduct Authority
What we do...
First time buyer mortgages
House move or re-mortgage
buy to let mortgages