Nazneen Anwar

Nazneen 07792394490 - Clever Advice Ltd



Nazneen Anwar

Nazneen 07792394490 - Clever Advice Ltd

Need a mortgage, we can help – even if you have bad credit.

Even with a registered CCJ, Default, Missed Payment, DMP, IVA Or Bankruptcy.

Poor credit ratings can be seen as a barrier when trying to get a mortgage. We don’t see it this way and specialise in helping those with bad credit secure a mortgage whether you are looking at buying a house or remortgaging.

We search my extensive panel of lenders for the best product suited to you.

Our primary services include:

• Residential Mortgages/remortgaged

• Buy to Let Mortgages/remortgages

• Let-to-Buy

• Bridging Loans

• Commercial Mortgages/remortgages

• Home insurance for residential properties

• Landlord Insurance

• Islamic Mortgages

Personal Protection Policies for Mortgages or standalone policies I.e. Life Cover,

Critical Illness Cover etc.

Whole of Market panel of lenders means we you can take advantage of the best deal available in the UK.

We specialise and have experience in adverse credit, debt management plan mortgages. Also in the following areas:

• Buy to lets companies/personal

• Self-employed less than 3 years accounts, minimum 1 years accounts

• Shared Ownerships

• Help to buy mortgages

• Right to buys

• Adverse Credit mortgages*

• 5% deposit products (Residential only) and much more.

If you require help and advice on any of the above Mortgages, please get in touch today.

Nazneen Anwar (CeMAP)

Specialist Mortgage & Protection Adviser


Clever Advice Ltd

We are authorised and regulated by the Financial Conduct Authority.

*A broker fee may be charged for more complex cases i.e. borrowers with a poor credit score/low credit rating or any other kind of adverse credit history.


A mortgage is a loan secured against your home. Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.


What we do...

  • Commercial mortgages

  • First time buyer mortgages

  • House move or re-mortgage

  • buy to let mortgages

Experience & Qualifications

I am a mortgage adviser with a wealth of experience in the following areas:

1 – First time buyer, home mover, equity release, shared ownership, right to buy, help to buy, commercial, bridging, second charge, invoice factoring, self build and development finance.

2 – Buy to let, buy to let portfolio, buy to let for limited companies

3 – Bad credit, CCJ’s and defaults in the last 12 months.

4 – Benefits – if you are in receipt of family tax credit, disability benefit and child maintenance

5 – Self employed with partial accounts history, contract workers, zero hour contract.

6 – Flats above commercial, non standard construction, HMO, air bnb, holiday homes.

7 – Tier 2/3 visas

8 – Islamic Mortgages

Experience in the following – Equity release from shared ownership equity, portfolio buy to lets, buy to let for limited companies, Expat mortgages, interest only mortgages, right to buy, shared equity, tier 2/tier3 visas, non standard construction properties, HMO, bed and breakfast, holiday homes, SME commercial, Bridging, second charge. First time buyer, remortgage, sheria compliant mortgages, protection needs and general home insurances.



Customer Testimonials

Fantastic service and very professional attitude   

We dealt with Nazneen few weeks ago regarding mortgage. Prior to this , approached few brokers in past without success. Having 2 mortgage products to run parallel was not easy but you did it. Having dealt with Nazneen, we got very exceptional service, professional attitude & above all product to match our needs. Naz has been fully involved to ensure right from the beginning up until we actually got Mortgage offer . She was on top of it and kept all process well in control. Finally, we shall be moving into our new property. Many thanks, Naz and surely our paths will cross again in near future. Will have no hesitation to recommend your service. Best Regards


- Mr P Singh

Very professional and superb service 

In today’s world its hard to find professionalism and people who go that extra mile to help others. I found it difficult to obtain a mortgage and gave up trying the high street banks and other mortgage organisations who guarantee great mortgage deals and months done the line they are still trying to find a lender. I contacted Clever Advice as a last straw and I was introduced to Nazneen Anwar, and upon initial conversation Nazneen gave me positive advice that she will help find me a lender, I was very unsure as I had a lot of companies letting me down however, Nazneen always gave me reassurance that she will do her best, and always kept me regularly informed of my application process. Within weeks I was found a lender still nervous and worried, but again I was reassured that everything will be okay as long as I have all the relevant documents required, although there were a lot of paper work to submit and documents to sign, as with every mortgage or remortgages, it was a very fast process and thanks to Nazneen everything was fine. I can’t begin to express how grateful I am for this young lady, not only has she got me something I thought was impossible, she has changed my life for the best and I can’t be happier for what this lady has done for me.


- Ms Paulette Riley

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