About Paul @ PAD Financial
Paul @ PAD Financial specialises in advising their clients on their mortgage and protection insurance options based on what is right for them, rather than what is right for managerial sales figures. We are excellently placed to assist with the Government backed Help to Buy scheme and welcome enquiries from first time buyers and next step movers.
When it comes to buying or remortgaging property, it is our job to understand your position, your needs and your aspirations and then to recommend the right mortgage for you. We will ensure that you get the best rate to suit your circumstance from the whole of the market and liaise with the lender, the estate agent and the solicitor to ensure that your dream property purchase does not become a nightmare for you. We will do all the work and allow you to get on with planning your move.
Experience & Qualifications
Certificate in Mortgage Advice and Practice
Certificate in Regulated Equity Release
Certificate in Regulated Customer Care
BA (Hons) Business Studies
Paul Dorward trading as PAD Financial is an appointed representative of H L Partnership Limited which is authorised and regulated by the Financial Conduct Authority (FCA). Please note that the Financial Conduct Authority do not regulate Secured Loans or most Buy-to-Let mortgages. PAD Financial is authorised by the FCA to offer advice on mortgages from the whole of the market and advice on products from a range of insurers for life assurance, critical illness, income protection, accident, sickness and unemployment and buildings and contents cover. PAD Financial will typically make a charge of £495 which is payable on completion for advising and administering your mortgage. No charge is made for advice on insurance. Your advisor will provide you with a key facts document prior to you committing to a specific mortgage or insurance product which show all the costs involved and will allow you to make an informed decision.
I've really enjoyed working with Paul to secure the best possible mortgage for me. Right from the beginning I've had absolute confidence in Paul and his approachable manner made me feel at ease asking 'silly' questions as I'm a first time buyer. Paul is straight talking, efficient and willing to go the extra mile to offer a helping hand in the house-buying and mortgage sorting process and I'm so glad I've had his support in doing this, it's certainly taking the stress out of securing a mortgage and I'll definitely be using his services again when it comes to remortgaging. A fantastic service and excellent advice from a thoroughly nice chap; I would certainly recommend Paul to friends and family.
- Claire, West Yorkshire
Found us a very good product which exactly suited our needs
Was quick to respond
Very knowledgable and well organised
Made complex information easy to understand
- Lynn, Sheffield