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When you are buying property, as a home or an investor, chances are there is competition to buy. The estate agent you want to buy from is pushing you for an offer, your selling agent pushing you to take a bid! The agent won't take your offer until you prove your position. Your selling agent is telling you their buyer will pull out if you don't hurry up - and your solicitor is advising that searches and title reports will take two months. ​All of this adds stress to an already insecure process. We aim to reduce the stress by debunking the jargon, helping you prepare, plan and understand the process. Professionalism starts with knowledge, increases with experience and delivers certainty. 

Location: 13 Chantry Road, WORTHING, BN13 1QN

Qualifications: I bought my first property at the age of 18. I was studying PPE at Uni and saw an advert for 100% mortgages. Was I smart back then? A little, but mostly, really really lucky! A student finishing Uni with a profit! My first job was as an Estate Agent before qualifying as a Financial Adviser in 1996. Of course, I am experienced enough to know that I haven't seen it all (yet), customers do have the most wonderful imaginations, and yes, it can take the High Street years to catch up with the innovative lenders, but they do. And that always points to the confidence, long term, in the UK property market from home buyers, investors and institutions alike.  ​ My property journey has seen me witness massive growth of the UK property market, complete crashes in the financial markets and interest rates at both 20% and 0.25%. There are now famous property people, Phil and Kirsty, Grand Designs and Homes in the Sun but, consistently, through different governments and different ideologies home ownership has always been at the front of people's priorities.  ​ A place to live, a place to love, a place to build family memories. And from first time buyers through buy to let investors to UHNW borrowers you will find that most agree... "An Englishman's home is his castle".* ​ *True for many other nationalities too! ​ Paul Beard - Owner Mortgage Certainty ​ ​

FCA Registration Number: 779662

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