Phil Smith

Charles Derby Mortgage Bureau


Clonakilty Way
CF23 8PR

Phil Smith

Charles Derby Mortgage Bureau

Mortgage and Protection adviser, representing Charles Derby Mortgage Bureau.

Services include reviewing customer needs and recommending the right solution based on their needs and priorities.

The mortgage market is very complex and can be time consuming if not researched correctly.

Charles Derby Mortgage Bureau have access to the whole of market for mortgages and work from a select panel of protection providers.

The aim is to take the stress off clients by guiding them through the whole process.

Your home may be repossessed if you do not keep up repayments on your mortgage.


What we do...

  • First time buyer mortgages

  • House move or re-mortgage

  • buy to let mortgages

Experience & Qualifications


Certificate in Mortgage Advice Cert CII (MP)

Degree in Business Management and Accounting BSc

I have been working in the financial services industry for over 9 years and have obtained a wealth of knowledge and experience. Having worked in a client focused environment for many years, combined with a flexible attitude, means that I am passionate about delivering a first-class service for clients to suit their needs.

I will not only assist with your mortgage requirements (all aspects of residential, buy to let and holiday home mortgages), but I am also a specialist in personal and business protection to make sure that you, and your assets are protected.

I am based in Cardiff; however, I cover the whole of the South Wales area. Away from work, my passion is football and golf, and should you wish to discuss any of your mortgage or protection needs in Welsh, I am a fluent speaker.

Your home may be repossessed if you do not keep up repayments on your mortgage.


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