I'm a Equity Release Specialist Advisor, based near Keswick, Cumbria. I have 27 years experience helping people achieve their financial goals.
I take pride in always being understanding, friendly and providing expert advice to all my clients. I provide professional equity release advice to those aged 55 and above, and manage the full process to the day the funds are released, and then any ongoing advice you might need.
As well covering the Cumbria and the surrounding area, I am very flexible and provide a nationwide advice service.
Location: 2 Butts Meadow, Bassenthwaite, Keswick, CA12 4QL
Qualifications: I'm a fully qualified Mortgage and Equity Release Advisor, and have helped 100's of people in and around Cumbria release funds from their homes for many reasons. These including repaying your current mortgage & other debts, home improvements, helping family, and cars and holidays.
FCA Registration Number: 610205
This is a Lifetime Mortgage and will impact the value of your estate and could affect your entitlement to means-tested benefits. To understand the features and risks ask for a personalised illustration. Any information contained herein is a personal opinion of the author and should not be considered to be advice of any kind. Inheritance Tax planning is not regulated by the FCA. Think carefully before securing other debts against your home. By consolidating your debts into a mortgage you may be required to pay more over the entire term than you would with your existing debt. Responsible Equity Release is a trading style of Responsible Life Limited. Responsible Life Limited is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register (http://www.fsa.gov.uk/register/home.do) under reference 610205. Head Office: Responsible Life, Mills Bakery, Royal William Yard, PL1 3GE. Registered in England & Wales. Company number 7162252. Only if you choose to proceed and your case completes will Responsible Life Limited charge an advice fee, currently not exceeding £1,690. Our adviser will talk through the setting up costs of a lifetime mortgage before you make any decision to proceed.
“A big Thank you to Richard who has been an absolute God send. His expert advice and guidance has been second to non and we look forward to working with him again. No hesitation in recommending him to others. Many thanks for all your help. Denis & Elv”
“Richard is very good at what he does. As my adviser, I’ve found him to be knowledgeable, experienced, friendly and always willing to go that extra mile on my behalf if necessary. I would not hesitate to recommend him to anyone reading these reviews.”