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Hello, we are a young, (at heart) small team of fully qualified Mortgage advisors based in Adlington, Manchester, Leigh, Horwich, Chorley, Preston & Shevington.We have been trading since 2001, however our most experience advisor started over 26 years agoWe genuinely want to help you get the best possible mortgage for your circumstances.We offer no obligation home visits 9am 8pm at our own expense, 7 days a weekWe are proud of our relationships with local industry professionals and work closely with Solicitors, Surveyors and Estate Agents, from Manchester to Preston.We speak your language. We are normal people (well not really, we are financial superheroes, but dont tell anybody, its a secret)We listen first, complete a full fact find then advise and recommend. Just like if you were going to your own bank. If you choose not to listen, thats ok too (although we do ask that the TV is turned off when we visitWe love to speak with first time buyers, before they get overwhelmed by the corporate sales force. We will hold your hand through the scary world of house buying.If your moving, getting divorced (we wont tell the other half if you havent) or looking to invest in property, we know all about that too.Give us a call, you wont be disappointed.Dont believe me? See what others have to say about us on

Location: 177 Chorley Road, Adlington, PR6 9LP

Qualifications: All our advisors are minimum CeMAP 123. (That means we can legally talk to you about your mortgage!)We all know lots and lots about Home* & Life Insurance.Nobody WANTS insurance, until you NEED it! No hard sell we promise, just good honest advice.We even have “special” insurance for company directors, which can save them loads of money. (if you know one, tell them about us)

FCA Registration Number: 432444

Regulations: There is a regulator that makes sure we do a good job. They are called the Financial Conduct Authourity and our number is 432444. You can findour registrationhere: also hold a consumer credit licence and a data protection licence.The Legal stuff:YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGEWe charge a fee for mortgage advice. A fee of 99 payable at the outset and a further fee of 300 payable on production of the mortgage offer.*Carma UK Ltd t.a act as a credit broker not a lender. Carma UK Ltd t/a are not authorised through Personal Touch Financial Services Limited to provide advice on Commercial Mortgages but you can direct customers to an authorised third party who can assist them in this area.The Financial Conduct Authority do not regulate most Buy to Let is a trading style of Carma UK Ltd which is an appointed representative of Personal Touch Financial Services Ltd which is authorised and regulated by the Financial Conduct Authority.

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