177 Chorley Road
What We Do...
  • Commercial Mortgages

  • First time buyer Mortgages

  • House Move or Re-Mortgage

  • Buy to Let Mortgages


Hello, we are a young, (at heart) small team of fully qualified Mortgage advisors based in Adlington, Manchester, Leigh, Horwich, Chorley, Preston & Shevington.




We have been trading since 2001, however our most experience advisor started over 26 years ago!




We genuinely want to help you get the best possible mortgage for your circumstances.




We offer no obligation home visits 9am – 8pm at our own expense, 7 days a week




We are proud of our relationships with local industry professionals and work closely with Solicitors, Surveyors and Estate Agents, from Manchester to Preston.




We speak your language. We are normal people (well not really, we are financial superheroes, but don’t tell anybody, its a secret)




We listen first, complete a full “fact find” then advise and recommend. Just like if you were going to your own bank. If you choose not to listen, that’s ok too! (although we do ask that the TV is turned off when we visit




We love to speak with first time buyers, before they get overwhelmed by the corporate sales force. We will hold your hand through the “scary” world of house buying.




If your moving, getting divorced (we wont tell the other half if you haven’t) or looking to invest in property, we know all about that too.




Give us a call, you wont be disappointed.




Don’t believe me? See what others have to say about us on




Experience & Qualifications

All our advisors are minimum CeMAP 123. (That means we can legally talk to you about your mortgage!)




We all know lots and lots about Home* & Life Insurance.




Nobody WANTS insurance, until you NEED it! No hard sell we promise, just good honest advice.




We even have “special” insurance for company directors, which can save them loads of money. (if you know one, tell them about us)




There is a regulator that makes sure we do a good job. They are called the Financial Conduct Authourity and our number is 432444. You can findour registrationhere:




We also hold a consumer credit licence and a data protection licence.




The Legal stuff:YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGEWe charge a fee for mortgage advice. A fee of £99 payable at the outset and a further fee of £300 payable on production of the mortgage offer.*Carma UK Ltd t.a act as a credit broker not a lender. Carma UK Ltd t/a are not authorised through Personal Touch Financial Services Limited to provide advice on Commercial Mortgages but you can direct customers to an authorised third party who can assist them in this area.  The Financial Conduct Authority do not regulate most Buy to Let is a trading style of Carma UK Ltd which is an appointed representative of Personal Touch Financial Services Ltd which is authorised and regulated by the Financial Conduct Authority.






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