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David Hammond

Charles Derby Mortgage Bureau

Charles Derby Mortgage Bureau Main Logo

We are a growing financial services company with circa 400 advisers across the broad spectrum of advice areas, in the mortgage bureau we can deal with your mortgage enquiries, protection planning and reviews, commercial enquiries, equity release enquiries, and second charge loans / mortgage enquiries. If you require further advice from a full financial planner regarding pensions / investments / IHT planning etc., then we can refer you on for this service from our vast nationwide advisers. We as mortgage advisers offer a full mortgage review, and application for first time buyers covering all schemes on the market, we also arrange mortgages for people looking to move on, we can look at buy to let scenarios, and we can look at bad debt cases in the background, this is all because we have access to over 70 lenders in our network providers portfolio, and as such we can obtain preferential rates from them due to the size of the company and our buying power for these products. We also offer a complete service by offering a solicitor to you from a panel of solicitors / conveyancers that we use regularly, we have a link with a survey provider if you wish to have a totally independent survey carried out on the property you are looking to buy, we also have links to will specialists so we can ensure you get the best advice available to you across the full spectrum of financial services.

Location: Byfleet, KT14 7LU

Qualifications: I currently hold CEMAP and I am studying towards my diploma level 4 for regulated financial planning. I have been in the mortgage sector since 2000 and I feel I have a very good knowledge of the current mortgage market even whilst it is still changing on a regular basis. Our systems update our offerings every hour so as the rates that are on offer so will our system ensuring you get the best deal available to you at application time.

FCA Registration Number: 766132

Regulations: We work as appointed representatives of Intrinsic Mortgage Planning Ltd, and this is how we can obtain the best rates in the market due to their buying power for products from the lenders in the market place, and we have relationships with the large high street lenders down to the minor building societies, and as such we will have a solution that meets your needs. We are regulated by the FCA and our number is 766132. We are governed by the laws of England and Wales. There is a charge for our services which will be outlined at the first meeting stage but the minimum fee applicable is 500, which will be payable to Charles Derby Mortgage Bureau and is refundable in certain circumstances, this will be out lined in our Authority to Proceed document, which will be provided at our initial meeting.