Gillian Ray

So Smart Money


Sealand Road

Gillian Ray

So Smart Money

At So Smart Money we aim to help customers with their financial needs. Our team specialises in Mortage Advice as well as offer advice on Life Insurance. Although we are based in Chester we offer a telephone service nationally. Our friendly service will guide you through the maze of finding the right mortgage for you and then will help you every step of the way whether that is remortgaging your home of helping you get your dream first home. We are a whole of market Mortgage business so we search from thousands of products on the market based on your situation and needs. We can also help our customers find a mortgage even if you have had previousy credit history problems.


What we do...

  • Commercial mortgages

  • First time buyer mortgages

  • House move or re-mortgage

  • buy to let mortgages

Experience & Qualifications

Our Team are fully CEMAP qualifed and our business is regulated by the FCA.


Customer Testimonials


7 star service

From the start SoSmartMoney Team were awesome and continued with us on this mission to remortgage, as the whole process is so labour intensive. We had full and sound advice from the start and had the notion that we were in good hands

- fv - view trust pilot for more

Fab customer service

I've been looking to switch mortgages recently to secure a better rate and the guys at So Smart Money helped me do just that. They put me in touch with a local broker who managed to get me the rate I was looking for! The process was slick, easy and professional throughout. Thumbs up! And thanks!


- Louise - See trust pilot fo more

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