Location: 19 Celandine Close, Oldham, OL4 2AY
Qualifications: I am qualified to a CeMAP 123 level and also have the CertRBCB qualification from my banking days. I also have vast knowledge about different levels of protection and home insurance to ensure, that if the worst should happen, you are fully protected. Nobody wants to pay for insurance, until you need it. I provide you with all the information and recommendation for you – Good, honest advice.
FCA Registration Number: 432444
Regulations: There is a regulator that makes sure we do a good job. They are called the Financial Conduct Authority and our number is 432444. You can find our registration here: https://register.fca.org.uk/shpo_firmdetailspage?id=001b000000MfcQvAAJ We also hold a consumer credit and data protection licence. Carma UK LTD t/a Saving-you.com act as a credit broker and not a lender. The Financial Conduct Authority do not regulate most Buy to Let Mortgages. Saving-You.comis a trading style of Carma UK Ltd which is an appointed representative of Personal Touch Financial Services Ltd which is authorised and regulated by the Financial Conduct Authority. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE Carma UK Ltd t/aSaving-You.comare not authorised through Personal Touch Financial Services Limited to provide advice on Commercial Mortgages. However we can direct our customers to an authorised third party who can assist youin this area. We charge a fee for mortgage advice. A fee of 99 payable at the outset and a further fee of 300 payable on production of the mortgage offer.
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“My circumstances and poor credit file due to an unfortunate situation left me doubting if I would ever get a mortgage. I was referred to Mark Hadfield because of his vast knowledge and experience in this sector. I gave Mark a difficult situation to deal with and also a time limit of being out of my rental property. As a first time buyer me and my partner wanted to deal with someone that we could trust and that could explain the process...I couldn't have found more of an understanding advisor if I had tried. Professional yet very personal with home visits and a duty of care with his phone calls updating us on every step. Mark came back with a mortgage that was cheaper than my rental property even with my credit file not up to standard On top of that he helped me achieve of moving out of my rental property in quick succession. Thanks for everything Mark. You made everything stress free and felt in a short period of time you had become part of the family. Don't worry I will now take you off my speed dial list...”
“I cannot recommend Saving You highly enough. Mark has been nothing short of magnificent for us during the process of finding a mortgage, the guy really went above and beyond the call of duty. When all seemed lost he didn't give up and knew there was a mortgage out there for us, to the point where he was even devoting the midnight hour of a day on holiday to help us. Nothing was too much for him, I'm utterly thrilled we found his expertise. It is evident that it is an ethic that runs through the company, as Steve also helped us when we desperately needed some advice at about 3am Mark's time that day. The estate agency we had to deal with for our property purchase were potentially the most awkward and difficult people it is possible to encounter, and had we not had saving you on our side, I'm not sure we would be getting the keys in 2 days time. Mark, and saving you, have been an utter pleasure to deal with, to the point where I would now consider Mark a friend, and will certainly be returning for further business in the future. You will never, ever regret enlisting their help for easily the most difficult procedure you'll go through as a novice. They're still there for you with advice and service even after you're all paid up (which is a bargain by the way), helping you with the next step. Outstanding customer service. Thank you for everything, from me and Kirsty, we could not have done this without you.”